

How can we help you?
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First Time Buyers
Your first home is a huge milestone! It should feel exciting, not overwhelming. I'll be there to guide you through the whole journey - from figuring out what's possible, to picking up your keys.
I keep things simple and personal, explaining it the same way I would to a friend. The aim is for you to feel supported and confident, without the stress.
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Remortgages & Home Movers
Whether you are moving home or reviewing your mortgage deal, I'll help you make sense of the options and guide you towards the choice that fits your plans best.
I'll make it clear and straightforward, so you feel confident about your decision and free to focus on the exciting part - your next chapter!
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Buy-to-Let
Investing in property brings plenty of choices, but it doesn't need to be complicated. I'll explain the options simply and help you find a mortgage that matches your goals - from your very first rental to growing your portfolio.
You will get friendly, helpful advice that leaves you feeling in control.
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Insurance & Protection
Once you have your home, the next step is making sure you can keep it. That's where insurance and protection comes in.
I'll walk you through the options clearly and simply, so you know what's essential, what's optional, and what feels right for your family and your budget.
The aim is peace of mind, knowing you have security whatever life throws at you.
A little about me...

Hi, I'm Elena - but most people call me Els. I've worked in mortgages for over 15 years, most of that time alongside my dad, until he retired recently. When he stepped back, it felt like the right time to launch Oof! Mortgages and make it my own.
I live in Plumpton Green with my partner, Lloyd, our daughter Maisie, and our dog Luna. Life at home is busy but full of laughter - Maisie certainly makes sure of that! I also love catching up with friends over dinner and a glass of wine (or two!).
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When we bought our first home, I was surprised how stressful it felt - and that's coming from someone with years of mortgage experience! It made me realise how valuable it was to have friendly support, when everything feels so formal and scary.
Why Oof!?


I created Oof! Mortgages to take the stress out of buying a home. Mortgages can feel overwhelming, with numbers, forms and jargon that make you think, 'Oof... where do I even start?'
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My role is to make things feel easier, I'll explain your options clearly, guide you step by step, and keep everything straightforward from start to finish, so you always feel confident and supported about your next move.
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Because mortgages aren't just about numbers. They are about people, families and futures. Oof! is here to make sure you feel reassured and ready to take your next step with confidence.
What our clients say...
Get in Touch
If you have any questions or just want to chat things through, pop me a message and I’ll get back to you as soon as I can.
Email: elena@oofmortgages.co.uk
WhatsApp: 07734364190